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Some of the other benefits include $0 fraud liability so if your card were lost or stolen and used for unauthorized purchases, the financial responsibility would not be yours, instead covered by Capital One. This credit card also boasts 24-hour travel and emergency services, a valuable extended warranty program, and even 24-hour roadside service. The Capital One Platinum Prestige Credit Card also comes with travel accident insurance, as well as insurance when renting cars. You would also benefit from travel accident insurance, which is just one more advantage to using this particular card.

Regarding the Annual Percentage Rates

Purchase APR: 0% intro APR until May 2013; 10.9%–18.9% variable APR after that
Transfer APR: 0% intro APR until May 2013; 10.9%–18.9% variable APR after that
Cash Advance APR: 24.9% variable APR
Grace Period: 25 days on purchases

Application for the Capital One Platinum Prestige Credit Card is easy. While you could call Capital One toll-free at 866-582-0808 to speak to a live representative, another option would be to apply for the card online, which is highly convenient. For this, you would simply visit www.capitalone.com. Either way, all your personal and financial information would be carefully protected by dedicated staff and state-of-the-art security measures. Of course, with Capital One having such a positive reputation nationally and internationally, carrying around this particular card means in the eyes of merchants, you have great buying power.

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