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  • FREE Online Bill Pay
  • FREE Direct Deposit
  • FREE Credit ScoreTracker*
  • ATM Cash Access
Avoid the biggest hassles of a traditional "free" checking account with:
  • 100% Guaranteed Approval†
  • No Credit or ChexSystems Checks
  • No Minimum Balances

Pick your card & get started today!

Premium Benefits for Customers
that Want the Best

The READYdebit Platinum Card has all the premium features you're looking for:
  • FREE Mobile Banking
  • FREE Text Alerts♦
  • FREE Secondary Card
  • FREE ACH debit transactions
  • FREE 24/7 Customer Care Access
  • Lowest ATM Fees
  • Emergency cash access to your funds
Along with all with the popular features of our popular Select plan like:
  • FREE Online Bill Pay
  • FREE Direct Deposit
  • FREE Credit ScoreTracker*
  • 100% Guaranteed Approval†

Our Most Popular Features on One Card!

The READYdebit Card that offers you top features of a "free" checking account while saving you up to $400 a year.
Standard Features:
  • FREE Online Bill Pay
  • FREE Direct Deposit
  • FREE Credit ScoreTracker*
  • ATM Cash Access
Avoid the biggest hassles of a traditional "free" Checking Account with:
  • 100% Guaranteed Approval†
  • No Credit or ChexSystems Checks
  • No Minimum Balances

The READYdebit Card with No Monthly Fee‡ That Gives You Control

The READYdebit Card that puts you in
Control of your spending.
  • Stylish Card Designs
  • Text Alerts
  • No Monthly Fees‡
All with the great features of our popular Select plan like:
  • FREE Online Bill Pay
  • FREE Direct Deposit
  • FREE Credit ScoreTracker*
  • ATM Cash Access
  • 100% Guaranteed Approval†
‡with direct deposit of at least $1500/month
Once you receive your READYdebit Card, you need to add funds.
Choose the money loading option that works for you:
Direct Deposit
  • Get your paycheck or benefits payment sent directly to your account.
  • Fast and 100% free, your money is instantly available on payday.
  • Need help? Call us at 1-866-295-2460, we can help you set it up.
Load Cash
  • Green Dot® MoneyPaks® available at more than 50,000 locations nationwide
  • Visa ReadyLink available at retail locations that display the ReadyLink logo

Free ScoreTracker

with direct deposit
Get Your Credit Score
Get your personalized credit score with no hidden costs or obligations. Return as often as you like and use our service to track your credit file and stay informed.
Track & Optimize Your Score
with Tools and Calculators Now you can quickly and easily track your credit score, credit attributes, and debt over time from a single source.
Simulate Your Score Over Time
Use the interactive simulator to help you learn how to anticipate changes in your credit score and make the best choices to protect your credit over time.
Use the greatest features with your account.
Spend Money
Make purchases with your Visa Prepaid card online,
over the phone, or in stores.
Pay Bill
Pay your bills online any time. Have a check sent to your
sister across the country or your babysitter down the
street.
Get Cash
Access your cash at millions of ATMs or get cash back
when you make a purchase at many locations like
grocery and convenience stores.

A Better Deal for Your Money

Here at Ready Financial we're committed to getting our customers a better deal on their banking products. Traditional banks take billions of dollars every year from their customers in checking account fees. We've designed the READYdebit Card to help you eliminate many of those fees while still providing you with all of the most popular features of a traditional checking account like Visa debit cards, direct deposit and online bill pay.

When you sign up for a READYdebit Card you get FREE Online Bill Pay, FREE online check writing, and access to over 1 million ATMs! And you won't have to worry about additional fees for making purchases and checking your balance that so many prepaid cards have - those can really add up. So sign up now and start getting a better deal!

100% Approval Guaranteed† — Even if you've been turned away or rejected by banks you can still get a READYdebit Card. We have no credit or ChexSystems checks to worry about. Our only requirement is that we can validate the information you provide to us when you open your account. We do this instantly online while your application is being completed to make the sign-up process fast and easy!

Credit ScoreTracker*

We now offer you a new way to track your credit score and a unique way to benefit from it. A credit score is one of the most important components of a consumer's financial profile. At Ready Financial we believe that being informed about your credit score will help you make better financial choices and SAVE MONEY!

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