Card We Passion Credit Card We Recommend
Ja Ccwerecommend Lv Hidden Show 10240 8684 Credit Card We Recommend Apply Loan Service
Ja Ccwerecommend Lv Hidden Show 10240 8684 Credit Card We Recommend
= RM1900
Amount to be paid = Installment Amount – Interest Rate (%) – Settlement Amount
Amount to be paid = RM10000 – RM1900 – RM7800
= RM300
us paid to customer RM300
This card has been temporary block by the bank
Minimum payment for activate back the card is RM780
Company will do 2 times for the settlement
First is RM780 and second settlement is RM7020
SCENARIO 6
Credit limit = RM15000
Outstanding balance = RM0
CCE
Installment Amount = RM5000
Upfront Interest = 11% for 12 months
=RM550
Settlement Amount = RM0
Amount to be paid = Installment Amount – Interest Rate (%) – Settlement Amount
Amount to be paid = RM5000 – RM550 – RM0
= RM4450
us paid to customer RM4450
This card have credit limit of RM15000
But the cardholder only wants to do cash advance out for installment plan for RM5000
SCENARIO 7
Credit limit = RM30000
Outstanding balance = RM29500
Installment Amount = RM15000
Upfront Interest = 14% for 18 months
=RM2100
Settlement Amount = RM14500
Amount to be paid = Installment Amount – Interest Rate (%) – Settlement Amount
Amount to be paid = RM15000 – RM1950 – RM14500
= - (RM1600)
Customer paid to us RM1600
This card have credit limit of RM30000
But the cardholder only wants to do the installment amount for RM15000 only
Depends on the cardholder budget for the upfront interest
SCENARIO 8
Credit limit = RM20000
Outstanding balance = RM20100
Installment Amount = RM10000
Upfront Interest = 16% for 24 months
=RM1600
Settlement Amount = RM10100
Amount to be paid = Installment Amount – Interest Rate (%) – Settlement Amount
Amount to be paid = RM10000 – RM1600 – RM10100
= - (RM1700)
Customer paid to us RM1700
This card over limit
But the cardholder only wants to do the installment amount for RM10000 only
Depends on the cardholder budget for the interest