Bad Credit Auto Loans
AUTO CREDIT EXPRESS©
Auto loans for people with bad credit.
Auto Credit Express is one of USA and Canada's leading
auto buying and sales services for people who need bad credit auto loans. If you think you have a really
bad, or low credit rating, and have been turned down in the past, chances are we can help. Headquartered
in the US, we have processed over 1,000,000 online bad credit auto loans since 1999.
Have bad credit?
To see if our auto sales service can help you, visit our
bad credit auto loans explanation page, as
well as our
question and answer webpage.
We have made a difference.
Our service has closed over 1 Billion Dollars in auto loans online for Americans and Canadians with bad credit
across the US and Canada. We overcome most problems by providing fast, non-threatening online car loans
for people with bad credit.
We help car buyers with bad credit find car dealers that will give them a second chance and can get them
approved fast. ACE works with the most reputable auto sales and car dealerships in the US and Canada, and largest
online auto loan financing companies to ensure each person gets the best car loan, even with a bad payment history.
No matter what your
profile is, we can help. We work with people who have good, fair, bad, or no previous
repayment history, as well as with people who have zero or no money down. We can help with really bad situations such as multiple
bankruptcies, multiple repossessions outside of bankruptcy at different times, currently delinquent on all existing
obligations, repossessions less than one year old, or history of writing bad checks over a long period of time.
Our
bad credit car loans have helped hundreds of thousands of people get the vehicle they need for everyday life. Check our our
bad credit auto loan resources for any questions you may have.
Personal Car Loan - How Do They WorkEveryone is familiar with the traditional forms of car loans. These include bank loans, credit union loans and finance company (such as Ford Motor Credit) loans. All three loan types have a number of things in common: they are for a fixed period of time, they're all simple-interest loans and, finally, a bank lien is placed on the vehicle being financed.
Getting a car loan with bad creditShopping for a new vehicle can often be a very daunting experience. Trying to an get a car loan with bad credit can be frustrating and possibly even embarrassing as well.
What people say about our service
"The entire staff from the time we entered the dealership until we left, was very courteous and extremely helpful. They are exceptional."
Robert & Joy U. - Rancho Cucamonga
"The finance coordinator was a very outgoing and easy-going person. He really made us feel comfortable and helped us with everything we needed. He made us feel more than just customers. We would like to thank him for all he has done and thank your company for its services. We are extremely satisfied, and will definitely come back (and send others too)."
Kim & Rick - Rochester
"Auto Credit Express was great! They treated me with respect and dignity. Not once did I feel inferior due to my financial situation. They deserve a gold star."
Peter F. - Las Vegas
Read our car buyer
testimonial page for more comments from people with bad credit who have used
our service to get financing.
Auto Loan Resources
Budget Basics of Bad Credit Auto Loans
February 07, 2012
Credit-challenged buyers will find that it's the income after expenses that will qualify them for approved auto loans.
Divorce and Cosigning for No Credit Auto Loans
February 06, 2012
When a loan is approved, it's based on the information provided in the loan application. Once the loan documents are signed, the agreement is then considered to be a binding contract.
Due to this pre-existing agreement, even if a judge rules that only one spouse is responsible for a bad credit auto loan that and enters that stipulation into the divorce decree, the lender can still hold both signers jointly and individually responsible for the loan.
Approved Auto Loans and Branded Title Used Cars
February 05, 2012
A recent Experian Automotive study found that "more than 2 percent of the late-model used vehicles (model year 2005 and newer) had a negative vehicle history event (frame damage, salvage, odometer rollback, etc.), which can significantly impact the vehicle's value."
The report also noted that "more than 3 percent of financing outside of prime had negative vehicle history" which means that bad credit buyers are even more at risk.